Execution
Agentic Underwriting Workflow
A complete credit analysis cycle — from operator context through committee-grade deliverables — executed as a single agentic workflow. Deterministic calculations produce the numbers. Artificial inference produces the analysis and documentation.
Transitional Debt — 17 phases, 4 blocking gates, 143 skills, ~60 minutes per deal.
Meridian Crossing
Press Run Underwriting Now to execute the 17-phase transitional debt pipeline on a sample deal.
Workflows Available
Five Agentic Workflows
Each workflow enforces its own credit box, phase gates, and documentation standards. All share the same core infrastructure and analytical components.
| Workflow | Scope | Pipeline |
|---|---|---|
| Transitional Debt | Bridge loans, value-add, lease-up, and balance sheet origination. Full credit analysis from intake through committee presentation and portfolio surveillance. | 17 phases · 4 blocking gates · 143 skills |
| Construction Lending | Ground-up and substantial rehabilitation. Budget validation, GC diligence, draw administration, cost-to-complete monitoring, contingency burn analysis, and stabilization tracking. | 27 phases · Modified credit box (LTC ≤80%, DSCR ≥1.20x) |
| Preferred Equity | Two-pass constraint waterfall for combined capital structures. Senior debt and preferred equity sized independently with combined leverage tested. PIK modeling, waterfall integrity, intercreditor analysis. | Two-pass waterfall · Combined LTV ≤80% |
| Sponsor Acquisitions | Full acquisition lifecycle from sourcing through hold-vs-exit. Five strategies supported: core-plus, value-add, opportunistic, lease-up, and heavy repositioning. | 27 stages · 5 blocking gates · 13 red flag triggers |
| Quick Review | Rapid 10-phase screening pass for every inbound deal: six-constraint sizing, preliminary credit metrics, market snapshot, sponsor profile, and 1-page screening memo. | 10 phases · ~10 minutes · Pipeline triage |